A guardian on behalf of a minor.
9 years and 4 months (112 months) from the date of issue for KVPs issued after 01.04.2016.
8 years and 4 months from the date of issue for KVPs issued upto 31.03.2016.
|Upto 31.03.2016||8.70% per annum. Amount doubles in 100 months.|
|01.04.2016 to 30.09.2016||7.80% per annum. Amount doubles in 110 months.|
|01.10.2016 to 31.03.2017||7.70% per annum. Amount doubles in 112 months.|
|01.04.2017 to 30.06.2017||7.60% per annum. Amount doubles in 113 months.|
|01.07.2017 onwards||7.50% per annum. Amount doubles in 115 months.|
KVPs may be transferred from one person to another with the consent in writing to an officer of the Post Office or Bank as specified in the Table below (hereinafter referred to in these rules as authorised Post Master or Bank Officer)
On an application being made in the prescribed form by the transferor and transferee, the Postmaster may permit the transfer of any certificate (pledging of certificate) as a security.
Post Office or bank of issue that the person presenting the certificate for encashment, is entitled thereto.
For amount payable on premature encashment please Click Here.
Provided that where such application is made with respect to a Certificate mutilated or defaced, a duplicate Certificate may be issued without any such indemnity bond, surety or guarantee, if the Certificate mutilated or defaced is surrendered and the Certificate is capable of being identified as the one originally issued.
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