This scheme helps individuals, house-wives, minors and others in inculcating a habit of thrift in themselves.
Minor's accounts can be opened through guardians.
A minor, who has attained 10 years age, can also open the account.
Rs. 500/- in case of account with cheque book facility.
4.00 per cent per annum w.e.f. 1st December 2011.
Application for Nomination or Cancellation or variation of Nomination may be submitted on Form SB-55.
No interest is payable for the balance less than Rs.50 in any particular month and for the balance more than Rs.1,00,000/- in a single account and Rs.200,000 in a joint account in a year.
If the depositor dies and there is without a nomination in force at the time of his death and the amount due is not exceeding Sixty Thousand Rupees, the Department of Post Office may pay the same to a person appearing before him, who is entitled to receive it or to administer the estate of the deceased.
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