# Deposit / Investments Calculators

## Calculators for Recurring Deposit or SIP, Time / Term / Fixed Deposit, Annuity Deposit and Real Rate of Return Calculators

These Calculators are suitable for calculating return of your deposits / investment in banks and other institutions. You can use the calculators to compare the returns for different interest rates / time periods and take an informed investment decision.

### Calculate Maturity Value of a RD (Recurring Deposit) or SIP (Systematic Investment Plan) account and view yearly balance and growth of your investment

Recurring Deposit / SIP Calculator
Monthly Instalment
Interest Rate
Interest Compounding
Period (months)
Maturity Value
Year-wise Balance
After 1 Year
After 2 Years
After 3 Years
After 4 Years
After 5 Years
After 6 Years
After 7 Years
After 8 Years
After 9 Years
After 10 Years

### Calculate Maturity Value of a Time / Term / Fixed Deposit Account and view yearly balance and growth of your investment

Time / Term / Fixed Deposit Calculator
Principal
Interest Rate
Interest Compounding Interval
Period of Investment
Maturity Value
Year-wise Balance
After 1 Year
After 2 Years
After 3 Years
After 4 Years
After 5 Years
After 6 Years
After 7 Years
After 8 Years
After 9 Years
After 10 Years

### Calculate Annuity amount payable periodically for a lump sum deposit for fixed period

Annuity is monthly / quarterly amount ( like pension ) payable by banks and other institutions for investment of a lump sum amount of deposit for a fixed period of time. The annuity is payment of principal and interest in equal instalment over the term of investment. As the principal and interest are being paid periodically, the balance available after the end of period for which the amount was invested becomes Nil. The scheme is suitable for senior citizens, who have lump sum amount to invest and need periodical payments for meeting their day to day expenses.

Annuity Deposit Calculator
( The calculations are based on quarterly compounding of interest. )
Lump Sum Amount of Deposit
Interest Rate
Period of Investment in months
Annuity Payment Interval
Amount of Annuity payable

### Calculate the Real Rate of Return after taking into account the expected Rate of Inflation during the period of investment

This calculator helps you to take a decision whether it will be advantageous to invest in interest bearing securities / schemes. If the inflation rate is high, the real rate of return on your investment may be negative.
Real Rate of Return Calculator
( The calculations are based on annual compounding of Inflation Rate. )
Amount of Investment
Interest Rate
Interest Compounding Interval
Period of Investment in months
Inflation Rate
Actual Return
Real Return
Real Rate of Return