PPF Calculators by Finotax

The PPF (Public Provident Fund) calculators available on this page are one of the best PPF calculators available online. The calculators allow you to calculate maturity amount of a PPF account for fixed and variable yearly investments, calculate eligible loan amount and withdrawal amount as per PPF rules. It also allows you to change and enter the year-wise interest rate according to your year of opening the account. (a unique feature).

Recent Changes in the scheme :

The ceiling of deposit increased from Rs. 70,000 per annum to Rs. 1,00,000 per annum. w.e.f. 1st December 2011.
The interest on loan amount increased from 1% per annum to 2% per annum w.e.f. 1st December 2011.
The Interest Rate increased from 8.00% per annum to 8.60% per annum w.e.f. 1st December 2011.
The Interest Rate revised to 8.80% per annum w.e.f. 01.04.2012.
The Interest Rate has been revised to 8.70% w.e.f. 01.04.2013.

Select Calculator for calculation of

Maturity Amount & Yearly Balance of PPF Account for fixed investment every year.
Maturity Amount & Yearly Balance of PPF Account for variable investment every year.
Amount of Loan available during financial year 2012-13 ( Available during 3rd to 5th year ).
Amount of withdrawal available during financial year 2012-13 ( Available from 6th year ).

Enter data in shaded boxes. Interest rate may be entered only in the year it has changed.

PPF Calculator for Fixed Amount of Yearly Investment
Enter the amount of Fixed Annual Investment you want to make

Financial Year	Interest Rate	Opening Balance	Amount Deposited	Interest	Closing Balance	Loan Available	Withdrawal Available
1st year
2nd year
3rd year
4th year
5th year
6th year
7th year
8th year
9th year
10th year
11th year
12th year
13th year
14th year
15th year
Presumption : The amount is invested every year between 1st and 5th of April so that it qualifies for interest for the whole year.

Enter data in shaded boxes. Interest rate may be entered only in the year it has changed.

PPF Calculator for Variable Amount of Yearly Investment
Financial Year	Interest Rate	Amount Deposited	Financial Year	Interest Rate	Amount Deposited	Financial Year	Interest Rate	Amount Deposited
Ist Year			6th Year			11th Year
2nd Year			7th Year			12th Year
3rd Year			8th Year			13th Year
4th Year			9th Year			14th Year
5th Year			10th Year			15th Year

Year		Interest Rate	Opening Balance	Amount Deposited	Interest	Closing Balance	Loan Available	Withdrawal Available
1st
2nd
3rd
4th
5th
6th
7th
8th
9th
10th
11th
12th
13th
14th
15th
Presumption : The amount is invested every year between 1st and 5th of April so that it qualifies for interest for the whole year.

Enter data in shaded boxes.

PPF Permissible Loan Amount Calculator
Balance of the Account as on 31.03.2010

Permissible Loan Amount

Enter data in shaded boxes.

PPF Permissible Withdrawal Amount Calculator
Balance of the Account as on 31.03.2012
Balance of the Account as on 31.03.2009

Permissible Withdrawal Amount

Application in prescribed form is to be made for withdrawal along with the pass book of the account.

In case, the withdrawal is sought from minor's Account, the guardian has to make a declaration that the money is required for the use/benefit of the minor.

The amount of withdrawal is restricted to 50% of the credit balance at the end of the fourth year immediately preceding the year of withdrawal or the year immediately preceding the year of withdrawal, whichever is lower.

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