Last Modified : 21.10.2017

# Deposit / Investments Calculators

These Calculators are suitable for calculating return on your deposits / investment in banks and other institutions. You can use the calculators to compare the returns for different interest rates / time periods and take an informed investment decision.

### Select Calculator

### Calculate Maturity Value and yearly-wise growth of

Recurring Deposit /Systematic Investment Plan

### Calculate Maturity Value and yearly-wise growth of

Time / Term / Fixed Deposit (Re-investment Plan)

### Calculate Monthly Interest Payable on TD / FD at Discounted rate and

Quarterly Interest Payable on TD / FDs

The interest application on FD / TD accounts is at quarterly rests. Therefore, the interest payable monthly on deposits in these accounts is at dicounted rates. Use this calculator to know the amount of monthly and quartely interest payable by banks on FDs / TDs.

### Calculate Monthly, Quarterly and Half Yearly Interest Payable on FCNR deposits

The interest application on FCNR (Foreign Currency Non-resident) accounts is at half yearly rests. Therefore, the interest payable in these accounts monthly and quartely is at dicounted rates. Use this calculator to know the amount of monthly, quartely and half yearly interest payable by banks on FCNR accounts.

### Calculate Annuity amount payable periodically

for a lump sum deposit for fixed period

Annuity is monthly / quarterly amount ( like pension ) payable by banks and other institutions for investment of a lump sum amount of deposit for a fixed period of time. The annuity is payment of principal and interest in equal instalment over the term of investment. As the principal and interest are being paid periodically, the balance available after the end of period for which the amount was invested becomes Nil. The scheme is suitable for senior citizens, who have lump sum amount to invest and need periodical payments for meeting their day to day expenses.

### Calculate the Real Rate of Return

taking into account the Expected Rate of Inflation

This calculator helps you to take a decision whether it will be advantageous to invest in interest bearing securities / schemes. If the inflation rate is high, the real rate of return on your investment may be negative.