Modified on : 6 May, 2018
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# Bank Deposit / Investments Calculators

Recurring Deposit / SIP Calculator with Return on Investment calculation, Time / Term / Fixed Deposit Calculator with Return on Investment calculation, Annuity Deposit Calculator and Real Rate of Return Calculator. These calculators will help you in taking an informed decision on investments in banks / other institutions.

### RD / SIP Calculator with RoI and year-wise details

Recurring Deposit / SIP CalculatorEnter data in unshaded cells
Monthly Instalment
Interest Rate
Interest Compounding
Period (months)
Maturity Value
Return on Investment

### Time / Term / Fixed Deposit Calculator with RoI and year-wise details

Time / Term / Fixed Deposit CalculatorEnter data in unshaded cells
Principal
Interest Rate
Interest Compounding Interval
Period of Investment in months
Maturity Value
Return on Investment

### Calculate Annuity amount payable periodically for a lump sum deposit for fixed period

Annuity is monthly / quarterly amount ( like pension ) payable by banks and other institutions for investment of a lump sum amount of deposit for a fixed period of time. The annuity is payment of principal and interest in equal instalment over the term of investment. As the principal and interest are being paid periodically, the balance available after the end of period for which the amount was invested becomes Nil. The scheme is suitable for retired persons, who have lump sum amount to invest and need periodical payments for meeting their day to day expenses.

Annuity Deposit CalculatorEnter data in unshaded cells
( The calculations are based on quarterly compounding of interest. )
Lump Sum Amount of Deposit
Interest Rate
Period of Investment in months
Annuity Payment Interval
Amount of Annuity payable

### Calculate the Real Rate of Return taking into account the expected Rate of Inflation

This calculator helps you to take a decision whether it will be advantageous to invest in interest bearing securities / schemes. If the inflation rate is high, the real rate of return on your investment may be negative.
Real Rate of Return CalculatorEnter data in unshaded cells
( The calculations are based on annual compounding of Inflation Rate. )
Amount of Investment
Interest Rate
Interest Compounding Interval
Period of Investment in months
Inflation Rate
Actual Return
Real Return
Real Rate of Return