Last Modified : 21.10.2017

Deposit / Investments Calculators

These Calculators are suitable for calculating return on your deposits / investment in banks and other institutions. You can use the calculators to compare the returns for different interest rates / time periods and take an informed investment decision.

Select Calculator

•  RD / SIP Calculator•  TD / FD Maturity Calculator (Reinvestment Plan)
•  Annuity Deposit Calculator•  Real Rate of Return Calculator
•  TD / FD Interest Payment Calculator •  FCNR Interest Payment Calculator

Calculate Maturity Value and yearly-wise growth of
Recurring Deposit /Systematic Investment Plan

RP / SIP CalculatorEnter data in applicable unshaded cells
Monthly Instalment
Interest Rate
Interest Compounding
Period (months)
Maturity Value
Year-wise Balance
After 1 Year
After 2 Years
After 3 Years
After 4 Years
After 5 Years
After 6 Years
After 7 Years
After 8 Years
After 9 Years
After 10 Years

Calculate Maturity Value and yearly-wise growth of
Time / Term / Fixed Deposit (Re-investment Plan)

Time / Term / Fixed Deposit CalculatorEnter data in applicable unshaded cells
Principal
Interest Rate
Interest Compounding Interval
Period of Investment
Maturity Value
Year-wise Balance
After 1 Year
After 2 Years
After 3 Years
After 4 Years
After 5 Years
After 6 Years
After 7 Years
After 8 Years
After 9 Years
After 10 Years

Calculate Monthly Interest Payable on TD / FD at Discounted rate and
Quarterly Interest Payable on TD / FDs

The interest application on FD / TD accounts is at quarterly rests. Therefore, the interest payable monthly on deposits in these accounts is at dicounted rates. Use this calculator to know the amount of monthly and quartely interest payable by banks on FDs / TDs.

FD/ TD Interest Payment Calculator CalculatorEnter data in applicable unshaded cells
Principal
Rate of Interest
Interest Payable Monthly
Interest Payable Quarterly

Calculate Monthly, Quarterly and Half Yearly Interest Payable on FCNR deposits

The interest application on FCNR (Foreign Currency Non-resident) accounts is at half yearly rests. Therefore, the interest payable in these accounts monthly and quartely is at dicounted rates. Use this calculator to know the amount of monthly, quartely and half yearly interest payable by banks on FCNR accounts.

FCNR Interest Payment Calculator CalculatorEnter data in applicable unshaded cells
Principal
Rate of Interest
Interest Payable Monthly (at discounted rate)
Interest Payable Quarterly (at discounted rate)
Interest Payable Half Yearly

Calculate Annuity amount payable periodically
for a lump sum deposit for fixed period

Annuity is monthly / quarterly amount ( like pension ) payable by banks and other institutions for investment of a lump sum amount of deposit for a fixed period of time. The annuity is payment of principal and interest in equal instalment over the term of investment. As the principal and interest are being paid periodically, the balance available after the end of period for which the amount was invested becomes Nil. The scheme is suitable for senior citizens, who have lump sum amount to invest and need periodical payments for meeting their day to day expenses.

Annuity Deposit CalculatorEnter data in applicable unshaded cells
( The calculations are based on quarterly compounding of interest. )
Lump Sum Amount of Deposit
Interest Rate
Period of Investment in months
Annuity Payment Interval
Amount of Annuity payable

Calculate the Real Rate of Return
taking into account the Expected Rate of Inflation

This calculator helps you to take a decision whether it will be advantageous to invest in interest bearing securities / schemes. If the inflation rate is high, the real rate of return on your investment may be negative.
Real Rate of Return CalculatorEnter data in applicable unshaded cells
( The calculations are based on annual compounding of Inflation Rate. )
Amount of Investment
Interest Rate
Interest Compounding Interval
Period of Investment in months
Inflation Rate
Actual Return
Real Return
Real Rate of Return