Last Updated - 11.02.2018

Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Calculators for Calculation of Interest, Return and maturity amount for all investment modes viz. fixed monthly, variable monthly, fixed yearly, variable yearly investment and check interest application during any year. These calculators take into account interest rate changes since launch of the scheme and updated upto the Current Rate. We have endeavoured to make these calculators accurate and user friedly.

Click / Tap on the Calculator Name to 'View and Use' or 'Hide' the calculator.

SSY Calculator - Fixed / Variable Monthly Investment

Information about SSY Variable Fixed / Variable Monthly Investment Calculator

  1. The calculator opens with a table providing options to Select "Finacial Year" of opening SSY account from financial year 2016-17 to current finacial year, Select whether amount of monthly investment will be FIXED every year or VARY year to year and to enter the amount of fixed / Variable amount of monthly deposit / investment for 14 years. On Click / Tap of the "Reset" button, the information entered and calculations made are erased and calculator restarts.
  2. On click / tap of "Submit" button, the calculator displays a calculation table showing interest accrued, deposit made during a year and deposit made, interest accrued, balance and return on investment upto the end of 21st year. The calculator also displays financial year and the applicable rate of interest for the all financial years.
  3. The calculator provides option to "View / Hide Year-wise details" for 20 years.

About Calculations

  1. As per SSY scheme the interest is applied on minimum closing balance between 10th and last day of the month. Therefore, the calculations are based on the presumption that the account is opened in April and monthly investment is made on or before 10th of every month. The interest is compounded annually.
  2. The calculator takes into account change of interest rate during financial years.
  3. Interest rate displayed against a year is applied for calculation of accrued interest for the respective past year and current year.
  4. Current Interest rate is applied for future years.

Enter data in applicable unshaded cells
Select Financial Year of opening the account
Select Fixed / Variable monthly investment
Enter amount of Fixed Monthly Investment
Enter Year-wise amount of Monthly Investments
Financial YearMonthly depositFinancial YearMonthly depositFinancial YearMonthly deposit

Sukanya Samriddhi Yojna/Scheme Fixed Yearly Investment Calculator

Information about SSY Fixed Yearly Investment Calculator

  1. The calculator opens with a table providing options to Select "Finacial Year" of opening SSY account from financial year 2016-17 to current finacial year and to enter the amount of fixed annual deposit / investment. On Click / Tap of the "Reset" button, the information entered and calculations made are erased and calculator restarts.
  2. On click / tap of "Submit" button, the calculator displays a calculation table showing interest accrued, deposit made during a year and deposit made, interest accrued, balance and return on investment upto the end of 21st year. The calculator also displays financial year and the applicable rate of interest for the all financial years.
  3. The calculator provides option to "View / Hide Year-wise details" for 20 years.

About Calculations

  1. As per SSY scheme the interest is applied on minimum closing balance between 10th and last day of the month. Therefore, the calculations are based on the presumption that the account is opened in April and monthly investment is made on or before 10th of April every year. The interest is compounded annually.
  2. The calculator takes into account change of interest rate during financial years.
  3. Interest rate displayed against a year is applied for calculation of accrued interest for the respective past year and current year.
  4. Current Interest rate is applied for future years.

Enter data in applicable unshaded cells
Select Financial Year of opening the account
Enter Fixed Annual Investment / Deposit
Click on 'Submit' Button to view year-wise details


Sukanya Samriddhi Yojana/Scheme Variable Yearly Investment Calculator

Information about SSY Variable Yearly Investment Calculator

  1. The calculator opens with a table providing options to Select "Finacial Year" of opening SSY account from financial year 2016-17 to current finacial year and to enter the amount of annual deposit / investment for 14 years. On Click / Tap of the "Reset" button, the information entered and calculations made are erased and calculator restarts.
  2. On click / tap of "Submit" button, the calculator displays a calculation table showing interest accrued, deposit made during a year and deposit made, interest accrued, balance and return on investment upto the end of 21st year. The calculator also displays financial year and the applicable rate of interest for the all financial years.
  3. The calculator provides option to "View / Hide Year-wise details" for 20 years.

About Calculations

  1. As per SSY scheme the interest is applied on minimum closing balance between 10th and last day of the month. Therefore, the calculations are based on the presumption that the account is opened in April and monthly investment is made on or before 10th of April every year. The interest is compounded annually.
  2. The calculator takes into account change of interest rate during financial years.
  3. Interest rate displayed against a year is applied for calculation of accrued interest for the respective past year and current year.
  4. Current Interest rate is applied for future years.

Enter data in applicable unshaded cells
Select Financial Year of opening the account
Enter amount of investment during years since opening of account
Financial YearMonthly depositFinancial YearMonthly depositFinancial YearMonthly deposit


Check interest application in your SSY account

Select Year for interest calculations
Opening Balance as on 1st April of the Year
Enter data in applicable unshaded cells
MonthInterest rateAmount DepositedEffective Balance *
Upto 10thAfter 10th
Interest for the Financial Year
Closing Balance for the Financial Year
* The effective balance for interest application is the minimum closing balance between 10th and last date of the month.