Modified on : 2nd July, 2018

Sukanya Samriddhi Yojana (SSY) Calculator

Sukanya Samriddhi Yojana is a small deposit scheme for girl child, launched as a part of the 'Beti Bachao Beti Padhao' campaign. The scheme provides undernoted benefits to the investors :

  1. Deposits made in Sukanya Samriddhi Yojana accounts upto prescribed limits are eligible for relief under section 80C of Income Tax Act.
  2. Assured tax free returns.
  3. All withdrawals from Sukanya Samriddhi Yojana accounts are exempt from Income Tax.

Sukanya Samriddhi Yojana calculators :

  1. Calculate Interest, Return on investment and estimated Maturity Amount for fixed monthly, fixed yearly, variable monthly and variable yearly investments.
  2. Calculate and check application of yearly interest in Sukanya Samriddhi Yojana account.

Other Sukanya Samriddhi Yojana Content :

  1. SSY account features and tax benefits
  2. Download SSY Account Opening form in fillable format.

1. Calculate SSY Interest, Return on Investment & Estimated Maturity

Select Calculator
Select Financial Year
Opening Balance, if any
Fixed Monthly Investment ( Max. 13330 )
Variable Monthly Investments ( Max. 13330 )
Financial YearMonthly depositFinancial YearMonthly depositFinancial YearMonthly deposit
Vaiable Yealy Investments ( Max. 150000 )
Financial YearYearly depositFinancial YearYearly depositFinancial YearYearly deposit
Fixed Yearly Investment ( Max. 150000 )
Year-wise Calculation Details
YearFinancial YearInterest Rate %During the YearUpto the YearReturn on Investment ROI

2. Calculate SSY Yearly Interest

This calculator calculates the exact amount of interest due / accrued in your SSY account based on the investment data entered by you.

Enter data in applicable unshaded cells
Select Financial Year for Interest Calculation
Opening Balance as on 1st April of the Year, if any
MonthInterest rateAmount DepositedEffective Balance *
Upto 10thAfter 10th
Apr. 20188.10
May 20188.10
Jun 20188.10
Jul. 20188.10
Aug. 20188.10
Sep. 20188.10
Oct. 20188.10
Nov. 20188.10
Dec. 20188.10
Jan. 20198.10
Feb. 20198.10
Mar. 20198.10
Interest for the Financial Year0
Closing Balance for the Financial Year0
* The effective balance for interest application is the minimum closing balance between 10th and last date of the month.

Sukanya Samriddhi Yojana Interest Rates

PeriodInterest RatePeriodInterest Rate
Up to 31.03.20159.10 %01.04.2017 to 30.06.20178.40 %
01.04.2015 to 31.03.20169.20 %01.07.2017 to 31.12.20178.30 %
01.04.2016 to 30.09.20168.60 %01.01.2018 onwards8.10 %
01.10.2016 to 31.03.20178.50 %